Benefit and incentive delivery. Simplified.
Intervention-specific payments, at scale: manage, send and audit every benefit and incentive from one platform.
As tight as a single item, or as open as cash
One platform, one contract, one record. Your program sets the rule — we don’t.
Item-restricted
Approved items only, checked at every checkout
Produce prescriptions, Food is Medicine, nutrition and OTC benefits.
Merchant-restricted
Approved places only, by store or by category
Transportation, pharmacy and grocery benefits, where the place is the rule.
Disbursements
No restriction at all
Guaranteed income, emergency relief and direct assistance, on the same rails.
Set it once, then pay as members qualify
Cards go out by text, rules run at checkout, and every dollar lands on the record.
Set the program
The benefit and how much it’s worth.
Decide who qualifies
By eligibility, or when members complete a step.
Decide what they can buy
Approved items only, checked at every checkout.
Pay what members qualify for
The card arrives by text, ready to use in our network.
Follow up so it gets used
Reminders go out while there’s money left.
Keisha’s card starts as an outline. The program sets its benefit, $80.00 for fresh produce, and it lands on the card. Among the plan’s members, those on Medicaid who are food insecure qualify. Keisha is one, and her name goes on the card. Her basket runs at the card. Apples, carrots, spinach, sweet potatoes and blueberries go through; a 12-pack of Coca-Cola bounces off. Friday at 8:00 AM, iQpay texts Keisha that she’s qualified, and her card lands in the text, solid blue and ready to use. She replies, “thank you so much!” Saturday at Walmart #1147 she spends $25.00, leaving $55.00. Tuesday, a reminder tells her she has 4 days left to use it. Thursday, she spends the rest.
Gift cards can’t tell you what they bought, iQpay can
Who spent what, where and when, item by item, ready for funders and auditors.
HIPAA compliant
Sensitive member data stays locked down.
SOC 2 Type II
Independently audited.
I want to deliver produce prescriptions, food security benefits, perinatal and infant support, health care incentives
Frequently asked questions
What programs can we run?
Food is Medicine and produce prescriptions, food security, perinatal and infant support, transportation and health care incentives.
How is it priced?
A setup fee, a monthly support fee and a per-card send fee, in tiers by the number of people served. See pricing.
Where do cards work?
At thousands of retail locations nationwide. See the network.
How do you guard against fraud, waste and abuse?
Each purchase is checked against your rules at checkout and recorded item by item.
Does it work with our tools?
It plugs into the tools you already use, with no rip-and-replace.
Which incentive isn’t landing?
Tell us what’s in the way. We’ll work out where to start.