The SaaS platform for issuing Smart Digital Purchases at retailers nationwide today
- Smart: Define what products and services can be purchased, where, when, and the amount; track transactions and user data
- Digital: Deliver digitally in real-time; meet people where they are: on their phones
- Purchases: Restrict purchases to approved products and services at retailers nationwide
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Plastic is outdated

Meet the new Smart Digital Purchase card
Digital purchases meet people where they are: on their phones. Digital is instant. It’s efficient. It’s convenient. It can be filtered to specific products and services. Digital engages. Digital matches individuals with their transactions and behaviors.
IQPay is leading the way with Smart Digital Purchases unlike anything you’ve seen:
- Integrated at over 30,000 retailer locations nationwide
- Highly personalized
- White-labeled to reinforce client’s brand
- Sent via text or email
- Intuitive, convenient, user-friendly UX
- Restricted to specific products and services designated by the plan sponsor
- Drives transactions within a specified timeframe
- Ability to automate multi-step programs


Ways of Issuing Smart Digital Purchase Cards
Text
Send immediately to a phone
Mailing
Don’t have recipient’s email or phone? Send a letter enrollment link and capture their data.
QR Code
Embed a QR code in communications, ads, and promotions
Compliance Activity
i.e. fill an Rx, instantly receive card for related consumer package goods
Events
Promotional events drive purchases, and unlike coupons they’re 100% trackable

Give it a try!
Scan the QR code with your phone, and let us send you a Smart Digital Purchase card.
This example sends you a payment card for $5 toward a flu shot at CVS Pharmacy (for demonstration only).
Smart Digital Purchasing for Your Business
IQPay empowers businesses to issue turnkey, highly customizable digital purchase cards that engage populations into taking the actions envisioned by the sponsor.
- Compliance Programs
- Rewards & Incentives
- Healthcare
- Brand Campaigns
- Food Security
- Healthy Eating
- Emergency Response
- Consumer Direct Response
- Charitable Giving
- Workplace
- P-Card Replacement
- Transportation
The Market for Smart Digital Purchasing
Our 4,000+ clients range from Fortune 500 to SMBs. Our platform can be white labeled so your clients and consumers experience your brand when meeting their business goals with Smart Digital Purchases.
Delivering on the future of Smart Digital Purchases
Reach your consumer directly with your own custom Smart Digital Purchasing platform without the burden of integrating with third party wallets.
- Directed spend control
- Digital delivery via text or email
- Drive engagement and compliance
- Monitor utilization
- Data and analytics
- Cultivate loyalty and relationships

4,000+
Companies on the platform63%
Averageengagement