
- Smart: Define what products and services can be purchased, where, when, and the amount; track transactions and user data
- Digital: Deliver digitally, immediate, no plastic; meet people where they are: on their phones
- Purchases: Restrict purchases to approved criteria only; fund on redemption; credit unused funds; better than coupons or gift cards
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Plastic is outdated

Meet the new Smart Digital Purchase platform
Purchases should be digital. Digital meets people where they are: on their phones. Digital is instant. It’s efficient. It’s convenient. It can be filtered to specific products and services. Digital engages. Digital matches individuals with their transactions and behaviors.
IQPay is leading the future with digital purchases unlike anything you’ve seen:
- Highly personalized
- White-labeled to reinforce client’s brand
- Sent via text or email
- Intuitive, convenient, user-friendly mobile-first UX
- Restricted to specific products and services designated by the plan sponsor
- Drives transactions within a specified timeframe
- Scanned to purchase at POS
- Ability to automate multi-step programs
- No lost funds*


The Smart Digital Purchase platform
A Smart Digital Purchase is more than just integration at the POS. It’s also about designing and launching programs that meet your business goals, engaging populations, and tracking utilization data to iterate and improve engagement.
IQPay combines all the components needed to make Smart Digital Purchase possible for everyone.
Transaction Configurator
Design the specific products and services you want your populations to transact.
Distribution & Engagement
Highly customizable automated engagements provide personalized, step-by-step communications that drive utilization, successful transactions, and promote better outcomes.
POS Restriction
Purchases are processed leveraging industry-leading payment rails, with all the security, convenience and worldwide acceptance you'd expect.
Data & Analytics
Daily reporting provides unprecedented insights into every transaction, including what was transacted, the amount spent, when, where and by whom.

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